I am looking to consolidate several credit cards into a lower interest rate.
Portland, OR
Requesting a loan to fund a project for future business.
El Paso, TX
I request a loan of $15,000.00 to pay for costs associated with lowering the interest rate on a commercial building’s mortgage. This loan will allow me to reduce two notes from 9.5% and 8.75% to 7% and reduce my payment by approximately $2,000 per month. Thank you for your consideration. In the future, I would like to fund loans as well.
Anchorage, AK
Purchase engagement ring
RONKONKOMA, NY
I am a good candidate for this loan because I have a great full time job as an engineer at Honeywell. My credit score has consistently stayed above 700 and the history also shows no late payments. I want to pay off my higher interest rate Citibank card that is charging 24.99% interest. Thanks for your time & consideration!
Phoenix, AZ
Pay off credit card at lower rate
Jupiter, FL
Payoff credit cards
Tulsa, OK
Hello, I have been paying too much for too long and it is discouraging. I have a lot of debt but I never miss a payment and I have a good credit history. I incurred the debt over time from raising my two daughters by myself. It was always part of my long-term plan to pay down the debt once they were of age. I am at that point and not seeing much progress due to high interest rates. I read about the Lending Club in Time Magazine and I am now joining to try a new approach to achieving my debt-free goals. This first loan is to pay off my Discover card.
Roseville, MI
Personal Loan
Washington, DC
I want to pay off higher rate credit cards and get out from under them. With the current situation with the credit card industry I would rather have a set repayment plan and not be strapped to them when they can change their terms whenever they want.
Rock Hill, SC
Personal Loan for refinancing credit cards for a better rate.
West New York, NJ
loan request to pay-off credit cards and consolidate to one monthly payment
FRESNO, TX
I have recently purchased a home in Anchorage, Alaska where I have lived for the past 14 years. I have been a college professor at UAA for the past 10 years. The purpose of my loan request is to assist in remodeling my new home to make it wheelchair accessible. I have MS and have been using a wheelchair for the past 11 years. Money that I might receive from this loan would assist in making the bathroom and kitchen wheelchair friendly. These alterations will help me live as independently as possible.
Anchorage, AK
I have a credit card that was for a pool at my home (done when married-card in ex’s name). I agreed in divorce to pay since home was mine. I want to get it paid so there is no longer any link between us. It was not a pleasant parting.
Akron, OH
I would like to pay off several balances, in order to make my monthly payments smaller. These include: paying the balance left for my son’s Lasik surgery, so that he could apply to the police force ($2,000); paying the balance on auto repair bill ($600); paying down balance on a higher interest home improvement loan.
Topeka, KS
I am trying to consolidate my debt into one monthly payment. Many of these credit lines were opened when my credit score was much lower. Therefore they are all quite high rates. I am hoping to reduce my interest since my credit score is much better now.
Kansas City, MO
As you may have already seen the Credit Card industry has a new game - here is what they did to me… Because of the current economy 2 of my card issuers went back and reduced my available credit line to a lower amount. In doing so that put my credit balances and credit lines within a few hundred dollars, thus lowering my credit score. Three months later the card issuers came back and said that due to a periodic review of my credit report they were increasing my interest rate. One card went from 5.99% to 15.99%. Now did they do this because I was late on a payment? Or I went over my credit limit? Nope, none of the above - they said because my credit score dropped a few points. I guess the card issuers need to make all their rate increases now before the new law goes into effect in summer of 09. That law will protect consumers from these business practices and would have prevented them from raising the interest rate on the current balance and they would only raise the rate on future purchases. Well I think you get the point. Thanks for listening to my rambling and for bidding on my loan! Tom
Land O Lakes, FL
Over the past 6 months, I have made a few balance transfers and open new cards with reasonable APRs. The last two months I’ve been scrambling trying to get rid of my balance on this card, because the promo period ended. Where I had 8.99% APR, now I have a very ugly 23.99%, paying $100 in financial charges a month. I dispersed half of my cards debt to other cards before the change, but I’m still left with $5100. I tried to transfer most of it to another card with available credit, but they denied my request. I also applied to receive a new American Express card for the intention of transferring the balance, but even though I was accepted, I was again refused the balance transfer. All my transfering and paying off my other high APR cards, lowered my credit score. But I have had good credit all my life, paying all my bills on time. Please, help me pay off this card so I can avoid paying an extra $100 a month, and be much closer to being debt free. Thank you.
North Hills, CA
consolidate credit cards and improvments to my house pour slab, some energy efficient windows, and new appliances.
DENTON, TX
I am going to get married and need a little extra money just in case i need it.
jamaica, NY
I am looking for a personal loan strictly for consolidating debt. I’m paying too much in finance charges to different institutions and by consolidating my family’s monthly obligations become much more manageable and will then allow me to pay down principle. Thank you.
Nashua, NH
We want to pay off past due taxes for business using a reasonably priced loan. Cash flow has been good but not enough to pay entire amount for prior accounting mistake regarding taxes (2 quarters of 941’s totaling $35,000). We are now enrolled with Paychex payroll services and they make appropriate deposits. Prior manager of the restaurant made mistakes and we, the owners, have now taken over management. Web site is www.mezzobistro.com. The restaurant is very popular because of quality and pricing and was just named as one of the top 10 restaurants in Las Vegas (December 2008 Review Journal Newspaper). Opened in January 2008 and has grossed over $75,000. per month since with August and December going over $100,000.00.
Las Vegas, NV
I am a small animal veterinarian that has co-founded a company that is in the process of obtaining a bridge loan to carry us until equity financing is secure. We have received a letter of interest and are getting ready to start the due diligence phase of the interim financing. In the process of starting the business, we have put everything on the line and have reached the point where we need an emergency loan to cover our basic expenses: a mortgage (on a home that we are renting), equity loan on the home, school loans, rent at our current location where the business has required we move, school for our two adopted daughters with special needs, a car payment, a secured loan taken out on a second car, utilities, car insurance, health insurance for our family, professional dues and license fees, and food.
Daniel Island, SC
i would like to pay off some of the high interest rate credit cards.
naples, FL
Personal loan is 25% and Credit card is 19% would like to consolidate into one payment.
Perkasie, PA
Try to lump three different credit card payments into one to pay them off once and for all!
Oklahoma City, OK
Would like to pay off credit cards to a lower interest rate
Proctorville, OH
Seeking lower interest rates than credit cards, never late on payments in the past 5 years of credit experience. Recently, due to credit crisis, all card companies are decreasing their credit limits which increases your debt/credit ratio which inadvertently hurts your credit. Wanting to consolidate for easier payments and some savings on interest.
Los Angeles, CA
I would like to combine all of my high-interest credit card balances into one monthly payment
Staten Island, NY
grow business,early payoff.
tamarac, FL
I have a retail establishment for one year. I need to upgrade my point of sale equipment. I’m requesting the maximum of $15,000 but I can do it for as little as $10,000. My store is in Tampa, FL. It’s a 3000 sq. ft clothing store doing really well it’s first year. I have the money in the bank but I’d rather use that for working capital and other needs. I’d like to borrow the money instead. Please consider my request. Thanks, Jason Parent
Tampa, FL
Little credit card bills piled up here and there and I’d rather be paying one bill a month with an eye towards actually paying it off. I have a job, I can always make payments, I would just prefer paying once a month (and to a real person especially).
FERNDALE, MI
I consolidated my credit cards to Bank of America six months ago. The interest is too high and I would like to refinance it at a lower rate. I am paying about $200 over the minimum amount and would like to finish paying it off in two or three years.
Fallbrook, CA
To provide temporary working capital backup if needed
fairbanks, AK
Provide airline companies durable ATA Spec 300 CAT I reusable shipping containers. They shall meet the FAA new packaging requirements pertaining to the shipment of Oxygen Cylinders and Oxygen Generators to, from and within the United States. The toughest design qualifications have already been met via 3rd Party certifiers. Working capital is needed so we can purchase additional material(s) for displaying prototypes. This money will enable us to produce/mfg and show potential customers how and what our containers will look like within their system.
Pasadena, CA
I am a homeowner who would like to rent out the basement portion of my house to a prospective tenant in order to generate more cash revenuen for myself. I have talked to a few contractors who are willing to do the project for a cost of $12,000. I already have $3,000 down and I am looking for assistance for the other $9,000. I have worked at the same position for the last 23 years and I have never defaulted or have been late with an installment loan or credit card payment. My credit report will show that. Thank you all…
Brooklyn, NY
I have a low interest credit card loan with Washington Mutual, they raised switched the rate from 1.87% to a higher rate after 1 month, out of principal, I want to pay them off and give my interest payments to somone else.
los angeles, CA
Taking advantage of real estate market and adding more property’s to my LLC.
LANTANA, TX
I am paying an extremely high interest rate on several credit cards and would like to consolidate at lower rates.
Las Vegas, NV
I need to consolidate all of my high interest loans and accounts with an exception of my car loan.
Alexandria, VA
My loan request that started with lendingtree.com.
Rockville, MD
I want to repay my debt in one easy payment as multiple credit card payments get hard to keep track of sometimes.
Little Neck, NY